15 Must-Try Finance Bullet Journal Ideas
In this post, you can find Bullet Journal ideas that are the perfect way to bring a bit of creativity into tackling your finances. Itโs not just about numbers; itโs about making sense of your money and feeling in control.
With the right layouts and pages, your journal can become your go-to tool for budgeting, saving, and even planning your financial goals. From easy-to-use expense trackers to motivating savings challenges, finance Bullet Journal Ideas can make managing your money less stressfulโand maybe even fun.
Your financial future is doable, and trust me, all you need is a pen, some paper, and a few inspired layouts to get started.
Taking control of your finances can feel like a lot, but using a Bullet Journal can make the process clearer, more manageable, and even enjoyable. Thereโs a world of creative ways to log expenses, set savings targets, and outline your budget.
Whether youโre saving for a big trip, eliminating debt, or just looking to get a better handle on your cash flow, a carefully designed Bullet Journal page gives you the tools to succeed in a fun and creative way. This list will help you find the perfect page.
Before we dive in, I wanted to mention that I have some FREE printables that you can easily print and start using in your Bullet Journal right away. You can find the links to access those at the end of the post.
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Stationery Recommendations
I think stationery really helps you make journaling more fun and creative.
So here are a few of my favorites:
- Fineliners. These are the staple of any Bullet Journal spread, and I’d recommend Sakura Pigma Micron. Apart from high quality, they also come in a set with different nib sizes so you get a wider variety for your line thicknesses.
- Markers. If you want to add color, which is what I always feel, you’ll need some markers. I’d recommend Crayola Super Tips since they come in many colors, are pretty affordable, and can be used for brush lettering as well. My own personal favorite is Zebra Mildliners for their stunning colors.
- Brush pen. Brush lettering can add a lot of style to your spread, and if you want to get one, I’d recommend Tombow Fudenosuke. They are perfect for beginners and creating smaller headers.
- Stickers. These are a great way to easily decorate your page and even set it up since there are so many functional stickers as well as decorative. I’d recommend the Budget Planner sticker set, which has 875 stickers!
Ok, let’s stop here. I can talk about stationery for hours, so let’s just dive into the pages.
Finance Bullet Journal Ideas
There are so many different ideas you can use to manage your finances, and even more styles you can create, depending on your journaling aesthetic.
I don’t want to overload you, and if at the end, you’re still on the lookout for more ideas, I have a few more posts for you there. But here, let’s look at 15 different finance Bullet Journal ideas that will give you a little taste of what’s possible with your journal.
I’ve been journaling since 2018, so of course I have several pages that I created myself. But I also wanted to share more ideas and different styles to try in your finance pages, so there will be many layouts by other creators on this list as well.
Monthly Budget Page
Let’s start with my own layouts – a monthly budget page. At the beginning of each month, as I get my pay, I sit down and allocate how much money I can spend on different items.
This gives me good control over my spending, and I divided this layout into categories. That way I can clearly see what expenses are non-negotiable and which ones are an extra treat.
Debt Tracker
The reality of this world is that probably most of us are in some kind of debt, and paying it all on time is very important since it will allow you to get rid of this burden sooner, as well as avoid all the extra fees. So here is a cute idea for tracking that process in your Bullet Journal.
Savings Map
I think saving money is a very boring and uninspiring activity. I still do it as you have to, but I try to bring as much fun to it as I can. Hence, when I sat down to do a savings tracker, I turned it into a fun treasure map.
If you bring more fun to such activities, I think it helps you stay motivated and keep going even when the novelty wears off.
Income Tracker
If you’re self-employed or just generally have several income sources, you might consider having an income tracker like this one.
I could also recommend color-coding them by source so you can clearly see what kind of work gives you better output and try to find more of that.
Bullet Journal Budget Layout
This particular layout is for work-related expenses, but you can definitely use the same format for any other type of expenses. I love that the creator added a budget and then a special column for how much was really spent. That way you can get a more realistic idea of how you’re spending the money.
Subscriptions Tracker
I think subscriptions are definitely something we spend more money on than we think. And since a lot of them are pretty low cost, it’s easy to let it be until they all accumulate and it becomes a very significant part of your income.
I love having full control and understanding where my money goes, so I have a little tracker like this one with all the information on my subscriptions. I mark the date I’m charged for them, and whether it’s monthly or yearly.
There is also the autopay section, since most of my subscriptions are on autopay. But I also added their notes on where the payment is set up – what card, what payment system- since some of these subscriptions are on a special card that is otherwise empty, so I’d need to do some money transfers first.
It sounds complicated, but I just want to have all my expenses separated.
Savings & Debt Chart
You don’t see charts that often in a Bullet Journal world, but I think you definitely should – it’s a clean and very visual way to represent information. In this case, you can see two charts of savings balance and credit card debt.
Credit Card Payout Page
Credit cards are great and helpful, but I believe they are little devils in disguise! But with a tracker like this one, you are always one step ahead, knowing what kind of cards you need to pay and when, so you’re never taken advantage of and have full control.
Expense Tracker
I think understanding your expenses is really the first step towards having better spending habits and managing your finances.
This tracker is very detailed, and I would need a minute to figure out what this creator tried to add here. But what I know for sure is that it looks beautiful; I love that the expenses are divided by categories and there is a chart that shows whether you are in the red.
Finances Habit Tracker
Another idea I wanted to share with you is to just include better financial habits in your usual habit tracker. As you can see here, in my February setup, I included “no spend” days as a habit I want to work on.
Bills Tracker Bullet Journal Page
Staying on top of the bills is definitely important, but there are so many it’s pretty easy to forget to pay some and then get hit with a fine. This very stylish and neat-looking layout shows you all the bills that are due and gives you a clear idea of whether they’ve been paid or not. I also like that the creator added an auto-pay column.
Savings Challenge
Turning savings into a challenge can be a fun and inspiring way to reach your savings goals. And I love how this little challenge is really made os smlla little steps, and each day you can see how they are accumulating into something big and significant.
I also really love the poetcore style this creator chose for the page. So it’s inspiring in practice and in style.
Monthly Subscription Tracker
There are so many, and put together, it all comes to a pretty high price! Plus, think of all the things you subscribed to for a trial and never canceled!
Create a haul of all the subscriptions, make sure you keep the ones you need and want, and track them every month with a layout like this one.
Minimalist Expenses Tracker
I wanted to add another expenses tracker here; this time it is created in a beautiful minimalist design, and I must say I admire how neat these pages are.
I also really like that the creator made the little circles for the visual representation of the expenses; I always find it useful to have something more visual than just numbers to understand at first glance how you’re doing with your expenses.
No Spending Rules Page
Last but not least is this layout with ideas on how to manage your no-spending rules. Building a no-spend habit can be very helpful in managing your expenses, and having a clear view of how you define it will help you stick to it.
Free Printables
As I mentioned before, the blog offers plenty of free printables for all types of Bullet Journal pages, including several that will help you get more control over your finances. And you can already find them in the Resources Vault.
If you don’t have access yet, you can always sign up in the form below.
Once you confirm your subscription, you’ll get the password to get 50+ free Bullet Journal printables, stickers, and worksheets to use right away.
If you’ve never used printables before, be sure to check my post How To Use Printables In Your Bullet Journal.
It’s pretty basic, and you can find all the supplies you need in my post Supplies For Using Bullet Journal Printables.
There are also quite a few printables that you can get from the shop, which I designed to help you on your journey.
More Resources
Are you looking for more ideas and inspirations for different pages you can use to control your finances? I’ve got you covered!
Check out these blog posts next:
- 11 Bullet Journal Budget Page Ideas
- Bullet Journal Budget Tracker Ideas To Organise Your Finances
- Bullet Journal Savings Tracker Ideas
>>> What pages do you use to manage your finances? Share with us in the comments!
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And remember: Keep Journaling, and Don’t Be A Blob!
