15 Must Try Finance Bullet Journal Ideas
In this post, you can find Bullet Journal ideas that are the perfect way to bring a bit of creativity into tackling your finances. It’s not just about numbers; it’s about making sense of your money and feeling in control.
With the right layouts and pages, your journal can become your go-to tool for budgeting, saving, and even planning your financial goals. From easy-to-use expense trackers to motivating savings challenges, finance Bullet Journal Ideas can make managing your money less stressful—and maybe even fun.
Your financial future is doable, and trust me, all you need is a pen, some paper, and a few inspired layouts to get started.
Taking control of your finances can feel like a lot, but using a Bullet Journal can make the process clearer, more manageable, and even enjoyable. There’s a world of creative ways to log expenses, set savings targets, and outline your budget.
The real magic? Finding layouts that suit you perfectly. A Bullet Journal is endlessly customizable, allowing you to design pages that match your financial goals and lifestyle.
When brainstorming finance Bullet Journal ideas, the options are almost limitless. But before putting pen to paper, take a moment to reflect on what you need.
Are you trying to capture every single expense, or are you more focused on tracking overall progress toward a goal? Do you want a monthly snapshot or a week-by-week breakdown? Answering these questions will set the stage for layouts that truly work for you.
Above all, a finance Bullet Journal pages aren’t just about crunching numbers—it’s about understanding them, reshaping your habits, and confidently working toward your financial dreams.
Whether you’re saving for a big trip, eliminating debt, or just looking to get a better handle on your cash flow, a carefully designed Bullet Journal page gives you the tools to succeed in a fun and creative way.
Before we dive in, I wanted to mention that I have some FREE printables that you can easily print and start using in your Bullet Journal right away. You can fund the links to access those at the end of the post.
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Stationery Recommendations
You know I can’t not talk about stationery, this is one of my favorite topics, and I think stationery really helps you make journaling more fun and creative.
And no, you don’t have to get anything extra just to create a finance page, but isn’t it more fun to do those when you have pens and markers you love using every day?
So here are a few of my favorites:
- Fineliners. These are the staple of any Bullet Journal spread, and I’d recommend Sakura Pigma Micron. Apart from high quality, they also come in a set with different nib sizes so you get a wider variety for your line thicknesses.
- Markers. If you want to add color, which is what I always feel, you’ll need some markers. I’d recommend Crayola Super Tips since they come in many colors, are pretty affordable, and can be used for brush lettering as well. My own personal favorite is Zebra Mildliners for their stunning colors.
- Brush pen. Brush lettering can add a lot of style to your spread, and if you want to get one, I’d recommend Tombow Fudenosuke. They are perfect for beginners and creating smaller headers.
- Stickers. These are a great way to easily decorate your page and even set it up since there are so many functional stickers as well as decorative. I’d recommend the Budget Planner sticker set, which has 875 stickers!
Ok, let’s stop here. I can talk about stationery for hours, so let’s just dive into the pages.
Finance Bullet Journal Ideas
There are so many different ideas you can use to manage your finances, and there are even more different styles you can create, depending on your journaling aesthetic.
I don't want to overload you, and if at the end, you're still on the lookout for more ideas, I have a few more posts for you there. But here, let's look at 15 different finance Bullet Journal ideas that will give you a little taste of the things that are possible to be done with your journal.
And these pages are all by different creators. so you won't just get different ideas but also different styles and design choices.
Let's start with this amazing page that encompasses all the spending and income that is coming to you every beautiful b month! I definitely love thebeautiful vlue color the creator used to decorate this page.
Let's be honest: a yearly commitment can be a lot when you're just starting your journey to better financial habits. But it also is a great way to see a large view of your finances for the entire year so you have a good feeling of how to reorganize it better.
The reality of this world is that probably most of us are in some kind of debt, and paying it all on time is very important since it will allow you to get rid of this burden sooner, as well as avoid all the extra fees. So here is a cute idea on how to track that process in your Bullet Journal.
It's a pretty useful idea to create a few big spreads with all the information about your monthly finances, from goals and spending to savings. I also really like that the creator added space for a little wish list, so you can see what motivates you to save money and if maybe you can already afford an item or two from your list.
I think saving money is a very boring and uninspiring activity. I still do it as you have to, but I try to bring as much fun to it as I can. Hence, when I sat down to do a savings tracker, I turned it into a fun treasure map.
Here is another idea on how you can track your monthly finances, and this one gives you more space to monitor all the bills and spending.
If you're self-employed or just generally have several income sources, you might consider having an income tracker like this one. I could also recommend color coding them into different sources so you can clearly see what kind of work gives you a better output and try to find more of that.
You don't see. charts that often in a Bullet Journal world, but I think you definitely should - it's a clean and very visual way to represent information. in this case, you can see two charts of savings balance and credit card debt.
This particular layout is for work-related expenses, but you can definitely use the same format for any other type of expenses. I love that the creator added a budget and then a special column for how much was really spent so you can get a more realistic idea of how you're spending the money.
Credit cards are great and helpful, but I believe they are little devils in disguise! But with a tracker like this one, you are always one step ahead, knowing what kind of cards you need to pay and when, so you're never taken advantage of and have full control.
Another idea I wanted to share with you is to just include better financial habits in your usual habit tracker. As you can see here, in my February setup, I included "no spend" days as a habit I want to work on.
Staying on top [ of the bills is definitely important, but there are so many it's pretty easy to forget to pay some and then get hit with a fine. This very stylish and neat-looking layout shows you all the bills that are due and gives you a clear idea of whether they paid them or not. I also like that the creator added an auto-pay column.
This page is actually a fun idea on how to use this little stamp to create finance-related pages. With this one simple format, you can track expenses, spending, and your bills as easily as pie!
And if the one from Notebook Therapy is sold out, which happens often, I also found a similar tracker stamp set for you on Amazon.
Saving is much more fun if you turn it into a little challenge. Here is an idea for a cute and colorful page that will help you with that. As you can see, each section doesn't have that much money in it, but it's all about the compound effect.
Something I find very important is to track your subscriptions. There are so many and put together, it all comes to a pretty high price! Plus, think of all the things you subscribed for a trial and never canceled!
Create a haul of all the subscriptions, make sure you keep the ones you need and want, and track them every month with a layout like this one.
Last but not least is this layout with ideas on how to manage your no-spending rules. Building a no-spend habit can be very helpful in managing your expenses, and having a clear view of how you define it will help you stick to it.
Free Printables
As I mentioned before, the blog offers plenty of free printables for all types of Bullet Journal pages, including several that will help you get mroe control over your finances. And you can already find them in the Resources Vault.
If you don’t have access yet, you can always sign up in the form below.
Once you confirm your subscription, you’ll get the password to get 50+ free Bullet Journal printables, stickers, and worksheets to use right away.
If you’ve never used printables before, be sure to check my post How To Use Printables In Your Bullet Journal.
It’s pretty basic, and you can find all the supplies you need in my post Supplies For Using Bullet Journal Printables.
There are also quite a few printables that you can get from the shop, which I designed to help you on your journey.
More Resources
Are you looking for more ideas and inspirations for different pages you can use to control your finances? I’ve got you covered!
Check out these blog posts next:
- 11 Bullet Journal Budget Page Ideas
- Bullet Journal Budget Tracker Ideas To Organise Your Finances
- Bullet Journal Savings Tracker Ideas
>>> What pages do you use to manage your finances? Share with us in the comments!
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And remember: Keep Bullet Journaling, and Don’t Be A Blob!
